About Chapter 13

How Does Chapter 13 Bill Consolidation Work in the Middle District of Florida, Tampa Division?

Tampa/St. Pete area residents file Chapter 13 cases to stop mortgage foreclosures, vehicle repossessions, and to pay back some or all of their unsecured debts. Unlike a Chapter 7, which wipes out debt, Chapter 13 functions as a payment plan that allows you to pay back your debt per the terms of a repayment plan that is developed by you and your lawyer.